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Long term GICs

Long term GICs

Protect your principal, while growing your investment so that you can realize your long-term financial dreams. Save for a future expense such as a wedding, a down payment for a home or retirement, risk-free. Interest can be set to compound annually for terms over one year, and choose to renew your investment automatically at maturity.
Explore long term GICs

Minimum investment of $1000

Interest rate guaranteed for length of term

Interest paid monthly or annually

1 to 10 year terms

Rates
Term (months)  Annual interest Annual interest, paid monthly1 Gold Leaf Plus® monthly interest2 Compound annual interest 
12 0.950%  0.700% 0.950% N/A 
24 1.350%
 1.100% 1.350%
 1.350% 
36 1.500%  1.250%  1.500% 1.500%
48 1.850%  1.600% 1.850%
 1.850%
60 2.000%  1.750%  2.000% 2.000% 
72 2.000%
 1.750%
 2.000%
 2.000%
84 2.000%
 1.750%
 2.000%
 2.000%
96 2.000%
 1.750%
 2.000%
 2.000%
108 2.000%
 1.750%
 2.000%
 2.000%
120 2.000%
 1.750%
 2.000%
 2.000%

Effective date: 20-December-21

Minimum $1,000 deposit. Posted rates available at Trufford Attocal Credit Unionbranches only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 and subject to change without notice. For deposits greater than $5,000,000, please contact your branch.
1Monthly interest is available only if interest is deposited to a account or electronically transferred to an account at another financial institution.

2The Gold Leaf Plus package is available to clients 57 and over, and waives the 0.25% rate reduction for monthly interest payments. The rate reduction applies if monthly interest is not deposited into a account.

*Excluding non-EXCHANGE ATM Withdrawals. See the complete listing  of related service charges including payment and other sundry services.

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Your deposits may be insurable by the United Kingdom Deposit Insurance Corporation

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Flexible payments

Weekly, bi-weekly, semi-monthly and monthly payment options available

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